My Bills.com IQ is a B
I took this awesome Credit card debt help quiz that really helped me out. My billsiq is a B. That’s pretty amazing since my normal financial situation is a D- at best! I heard Dave Ramsey of Fox Business News’ The Dave Ramsey show say one time that he never really had much of a problem making money, it was keeping it that has always been his problem. I can relate!
I am pretty good at figuring out how to make money. It’s fairly simple, just work harder. Managing it and keeping it around? Different story! So I heard about the bills.com IQ test. Pretty cool and fun. I took it, and I got a B! I guess I know what I should do, I just don’t do it. I need some discipline! Ironic, considering this is what I teach on a daily basis.
It is a five part quiz. The first part is credit, then debt, budget, wealth, and life plan. Fairly easy questions for the most part, but ones that cause you to take a serious look at your finances. Good progression as well, from credit to debt and eliminating both, then budgeting creates wealth which leads to a life plan. Very good plan.
Once you complete the test, it gives you advise for every question and offers solutions to overcome any challenges you are having.
Take the quiz at this link:
My Financial Haiku:
I work the day long
Just to find my savings gone
Bye money bye bye
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Bills Got the Best of Me
Every now and then I like to take a look into my own personal life lessons to provide guidance for my readers. Some people are born with a natural instinct to save money and not spend more than they make. I am not one of those. I think Dave Ramsey said it best on his Fox Business Network show when he said “I have always been able to make money, it is holding on to it that I find difficult”. I am paraphrasing, but this definately describes me!
In my youth, one of my dumbest sayings was “it’s only money, you can always make more”. I was fooling myself. Retaining money and staying out of debt are the most important things you can do to further your financial situation. No matter how much money you make, interest will eat right into it. My brother is a big stickler for eliminating debt, I didn’t used to agree with him, but now I have to admit he was right. Man I hate when that happens!
Anyway, my point is, everyone has financial struggles every now and again. A long, long time ago my live-in girlfriend and I were struggling making our bills. Her dad gave her some great words of wisdom. He told her no matter how much you make, there will aways be times you can’t make your bills. You just increase your lifestyle. I once heard Robin Quivers say that about Howard Stern. She told him, “you just move your lifestyle right up their with your pay”. This was before he was a $100 million dollar man!
If you find yourself in this situation, the first thing to do is get out of debt fast! A site that can help you is called BillsIQ . Check it out, if you can reduce your obligations, consolidate your payments, and reduce your overall monthly outlay, you can begin to chip away at that agonizing debt.
Click the link below to visit bills.com.
BillsIQ
Have you ever faced financial challenges? How did you deal with them?
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