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    Now is the Time for Debt Consolidation

    Are you looking for Debt Consolidation help? Trying to get out from under your debts – maybe a lower payment, cut interest rates, have only one payment, or just get out of debt faster? Bills.com has debt consolidation tips and resources so you can get the best option for your situation and save fast.

    With the economy in the tank, and the market dropping, dropping, dropping, it is important to eliminate high credit card debt and consolidate everything into one easy payment. Debt consolidation can help you get out of debt faster and you will only have one bill to pay!

    My favorite use of debt consolidation is eliminating high interest credit cards. That cuts hundreds off your monthly payment and the extra money can be used to pay down the debt quicker! Debt consolidation lowers your payments and is a much better alternative to bankruptcy or credit counseling. Plus you have one simple monthly payment and you can be debt free fast!

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    My Bills.com IQ is a B

    I took this awesome Credit card debt help quiz that really helped me out. My billsiq is a B. That’s pretty amazing since my normal financial situation is a D- at best! I heard Dave Ramsey of Fox Business News’ The Dave Ramsey show say one time that he never really had much of a problem making money, it was keeping it that has always been his problem. I can relate!

    I am pretty good at figuring out how to make money. It’s fairly simple, just work harder. Managing it and keeping it around? Different story! So I heard about the bills.com IQ test. Pretty cool and fun. I took it, and I got a B! I guess I know what I should do, I just don’t do it. I need some discipline! Ironic, considering this is what I teach on a daily basis.

    It is a five part quiz. The first part is credit, then debt, budget, wealth, and life plan. Fairly easy questions for the most part, but ones that cause you to take a serious look at your finances. Good progression as well, from credit to debt and eliminating both, then budgeting creates wealth which leads to a life plan. Very good plan.

    Once you complete the test, it gives you advise for every question and offers solutions to overcome any challenges you are having.

    Take the quiz at this link:

    Credit card debt help

    My Financial Haiku:
    I work the day long
    Just to find my savings gone
    Bye money bye bye

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